Days available: Unscheduled absenteeism costs $3,600 per year for each hourly worker. Seventy percent of all job absenteeism is tied to stress-related illnesses, of which one of the leading causes is financial distress.

Engagement: On average, a financially-stressed employee will spend 20 hours per month dealing with financial issues at work. The estimated cost of this lost productivity is $7,000 per year for each stressed employee.

Fatigue: Fatigue-related productivity losses are estimated to cost $2,000 per employee each year. "Present-eeism", where a worker is physically present but mentally absent due to distractions about financial concerns or loss of sleep from worrying, steals away six hours of productivity per month per employee.

Alertness: About 70% of workplace accidents are stress-related due to the distractions of that stress. As a result, companies with 1 000 employees see about 23 stress-related accidents per year, costing about $29,000 each.

Commitment: Financially stressed workers are less satisfied with their jobs and their pay, and are more likely to go looking for greener pastures elsewhere. Average turnover is about 15%, but 40% of that workplace turnover is due to stress, and the cost of replacing those hourly employees is at least $3,500 each.

Ethics: Financially stressed workers are more tempted to steal from their employer, and 4.2% of employees have been caught doing just that. The average dollar loss per employee theft case is $1 762 not including the extra costs for security, HR, legal expenses, and employee replacement.